We have a fantastic finance offering coupled with extremely knowledgeable staff that ensures you are getting the very best deal for your circumstances and, with rates from as little as 3.99% APR*, we can guarantee our rates over personal loans.

Why choose Citygate?

• 2 years free servicing on all used Volkswagens when purchase with Volkswagen Solutions
• Exclusive discounts on new vehicles such as deposit contributions and service plans
• Interest rates from as little as 3.9%
• Wide range of financing solutions
• Available on new and used car purchases
• Knowledgeable staff that will help you complete the paper work

Citygate act as a non independent credit intermediary for the following panel of lenders: Volkswagen Financial Services, Black Horse Finance, Barclays Motor Finance. The products Citygate provide include Hire Purchase, Lease Purchase & Personal Contract Purchase for consumers as well as a range of business funding solutions for corporate customers.

Volkswagen Solutions and Personal Contract Purchase
Solutions is the safe way to keep your options open. We'll agree a future value for your car upfront, based on how much you drive.

Yes, that means we'll carry the risk, so you don't have to. You can choose to trade your Volkswagen in for a new one, keep it, or give it back, without a worry in the world about how much it's worth at the end of your contract. You may also be pleasantly surprised by what car you can afford.

How it works

First, you pay a flexible deposit - we'll work out an amount you're comfortable with. Your trade-in may even cover this. Then, you make fixed monthly payments for 18 - 42 months - that's up to you. Compared with other ways of paying, these will probably be lower than you think. At the end of your contract you have three options:

Trade it in and choose a new one What suits you today might not be quite right tomorrow, so trading it in for a new one is the best way to get your next Volkswagen. You can give back your Eos and drive off in a Golf, or give back your Golf and drive off in a Passat, so your car always keeps up with your lifestyle.

Keep it If you decide you love the Volkswagen you've got, you can just pay off the rest and it's all yours.*
Give it back If you don't want to upgrade or keep it, as long as it's been loved, you can simply give it back.**
Use the finance calculator to start crunching your numbers. You may even find you can go for those electric windows and leather trim after all. Available for both new and used cars.

*Subject to payment of option to purchase fee.
** Subject to our fair wear and tear terms & conditions.

Hire Purchase
If you're set on buying your Volkswagen, there's no need to get weighed down by the total cost of your car.

If you break it down into monthly payments over time, it's much more manageable than you might think. And our fixed interest rates mean you'll know exactly what you're paying from the start.

How it works

Pay a fixed deposit, depending on the price of the car you want. The rest is split into monthly payments over one to five years. At the end of your contract when you've made your final payment, the car's all yours. Use the finance calculator to start crunching your numbers. You could own that dream car sooner than you thought.

Available for both new and used cars.

Contract Hire for Businesses
If you've got a small business you can lease a car from us to use as your own. Or maybe it's five cars. Or even 50! This way your money isn't tied up in the full cost of a car, it's working for your business instead.

How it works

You make an initial payment to start driving. Then you make monthly payments while the cars are yours. At the end of your contract, simply give them back*.

We've even take care of servicing and maintenance, leaving you to get on with your business. Use the finance calculator to start crunching numbers. You could be driving a new Volkswagen hassle-free before you know it.