Flexible. Affordable. Adaptable.

Our no-nonsense, flexible finance plan is tailored just for you to keep costs low and affordable. Plus our fixed rate keeps payments the same so there’ll be no nasty surprises.

At Citygate, we like nothing more than helping to make your dream of driving a Volkswagen or ŠKODA a reality. That’s why we offer a wide range of finance, insurance and servicing packages, all designed to fit your needs perfectly. We understand that you want to get the most out of your budget while still getting the quality you expect from us, so we’ve made getting hold of and looking after your Volkswagen as easy as 1,2,3.

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Hire Purchase

Hire purchase gives you the power to choose the car you want with flexible repayment terms from 12 to 60 months. Your standard monthly payment will remain the same throughout your agreement regardless of what is happening within the financial markets. Visit us today so we can assist you with your easy application and depending on your circumstances, you could be agreed within as little as 10 minutes. It’s Simple and Hassle free financing.

Personal Contract Purchase

A personal contact purchase (PCP) will guarantee the minimum future value of your vehicle, based on the annual mileage you choose. It’s a safety net that allows you to budget for a regular change of car, regardless of how car values fluctuate. The market can change, but a PCP will guarantee your car’s minimum future value at the start of the agreement, so you know what your car will be worth at the end of the contract. You might want to change your car every 2 or 3 years and you can with our flexible contracts ranging from 12 to 48 months.

Contract Hire

You pay an initial deposit followed by a number of monthly rentals over your selected period of time. The repayment is calculated according to the model chosen but also your likely mileage but there are financial penalties if the mileage is exceeded so it’s imperative you provide a true mileage estimate. Contract hire payments are displayed without VAT because for most businesses this is recoverable.

At the end of the contract you simply hand the car back, subject to mileage and vehicle condition, and start a new agreement on a brand new Volkswagen or ŠKODA. There are further options to help your business budget including service, maintenance and tyre contracts. It may even be possible for your business to recover the VAT on these elements.​

Credit Problems?

Most of us need a car to help us in our daily lives – but very few of us can lay our hands on the sums of money required to buy a decent quality car that we are confident won’t let us down.

If you have been refused credit in the past, our application is a fast and simple way to apply for your finance. Citygate gives you the power to choose the car you want right now and with our flexible repayment terms from 12 to 60 months you are in full control throughout the duration of the agreement.

And don’t worry – we’ll be straight with you and let you know if your bad credit history is such that we won’t be able to help. We can’t help everyone – but you can be sure we’ll do everything we can to get you into the driving seat of the car you’re dreaming of. Contact us today to find out more information on how we can help approving you finance application.


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